Achieve your property and financial goals with expert mortgage & lending advice

Whether you’re a first home buyer, experienced property investor or looking to remortgage for a better rate. We provide professional advice and support you to realise your property goals sooner.

Home Loans Remortgage Business Loans

Home Loans

We will take the time to understand your home loan needs, and take the hassle out of the process by present your application to the lenders in the right way to ensure the best outcome for you.

First home buyers

Moving home



A mortgage review could save you thousands in interest, allowing you to have some extra cash when you really need it. And it’s not only about getting a better interest rate, it's about structuring the mortgage in the right way to support your current and future financial needs too.

Lower interest rates

Access new home loan features

Business Loans

Looking for funds to grow your business with the next asset purchase or looking to purchase a commercial property to operate your business from. We understand businesses need finance for different purposes and life stages. Talk to us about your options, this could be the difference between thriving and surviving.

Asset finance

Commercial property lending

Why us?

We take the hassle out of finding and applying for a mortgage

Finding the best mortgage deal isn’t straightforward. There are multiple banks, dozens of lenders all with different options, it can be difficult to know where to start.

As mortgage advisers with years of industry experience and relationships, we present your finances in the strongest, and fastest way to obtain your loan approval and source you the best deal possible.

Being a Lending Choice client means you have a lifelong relationship with us, with mortgage advisers who remember your personal situation and will always be available to support you with your financial needs.

Have a no obligation chat to one of our mortgage advisers who will be happy to speak with you

Why Lending Choice, is the right choice for you!

Our financial advice is FREE.

The role of a mortgage adviser is to acquire new business for the lender, and present them with a lending proposal acceptable to their guidelines. In turn, we are paid directly by the lender. In the rare instance, we are required by the lender to charge you a fee, we will let you know upfront.

We work with the 4 main banks, and 17 other lenders.

We have years of experience working in the main banks, and enjoy relationships with all the reputable lenders. Our team knows each lender’s criteria, and keeps up to date with the changing loan subtleties so we can provide you with not only the right loan to suit you and your required timeframes.

Treat people as humans, not numbers.

With banks moving to digital channels, we understand how are clients are feeling more frustrated with the banking system. We enjoy dealing with clients face to face to their individual story and assist with their personal and financial needs. We work with clients all over New Zealand, and utilise technology to do so effectively.

We enjoy great relationships with these banks and lenders to offer you more options

Free Assessment

Have a no obligation chat to one of our advisers who will be happy to speak with you in relation to your personal situation

Freephone 0800 578 578

Book a Meeting

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