Refinance

A mortgage review could save you thousands, paying off your debt faster

Whether it’s time to save money or release some equity we’ll do the legwork included in getting the best deal.

Why refinance my mortgage?Lending Calculators

Remortgage

Why refinance my mortgage?

A mortgage review could save you thousands in interest, allowing you to have some extra cash when you really need it. And it’s not only about getting a better interest rate, it’s about structuring the mortgage in the right way to support your current and future financial needs too.

Secure a lower interest rate

Switching to a new bank can help you negotiate a lower interest rate. The interest savings are for you to keep, or simply use towards paying off more of the home loan itself.

Pay off your home loan quicker

Having the right structure on your home loan may help you pay off the loan sooner than a bank’s standard 30-year loan term. Restructuring may allow you to pay the home loan quicker, saving thousands of dollars in interest repayments over the terms of the loan.

Access new home loan features

Depending on your personal circumstances, you may want to access bank products. These could be credit cards with home loan interest rates or offset facilities which combine the balances of your everyday accounts and subtracts these from the total owing on your mortgage, to reduce the interest you pay.

Need help? Speak to a mortgage broker 0800 578 578

Lending Calculators

We provide a range of mortgage calculators to help borrowers better understand their finances and how much they can borrow or save.

Need help? Speak to a mortgage adviser 0800 578 578

Home Loan Borrowing

Loan Repayment

Afford to borrow

Equity

Capital Growth

Interest rates

We have strong relationships with all the banks, as we are in everyday contact with them we understand the better deal available (interest rate and cash back) for your situation.

This table compares the latest interest rates between the major banks. Remember a better structure to your mortgage is the quickest way to reduce the interest you pay, not the rate. We work with you to get the best rate and term to meet your goals.

sarah

May 21, 2021.

Adam and Dan have done a fantastic job securing our home loan. We wouldn't go anywhere else. They have moved mountains for us.

Isaac M

February 5, 2021.

Adam seriously made our dreams come true. He helped us secure a mortgage when the big banks laughed us out of the room. We now live in an amazing house in our suburb of choice and it is all thanks to his tenacity and grit. GO SEE HIM!

Aidan Smith

January 28, 2021.

The best in the business. Super down to earth, professional and know how to take you along the journey. Highly recommend!

Scott Malpas

November 2, 2020.

If you are looking for a mortgage broker in Christchurch I would highly recommend chatting to Adam and Dan. They made the home loan application process easy for us first home buyers and made sure we got our mortgage pre-approval through within a tight timeframe.