Refinance

A mortgage review could save you thousands, paying off your debt faster

Whether it’s time to save money or release some equity, we’ll do the legwork included in getting the best deal.

Why refinance my mortgage?Lending Calculators

Remortgage

Why refinance my mortgage?

A mortgage review has the potential to save you thousands in interest, giving you extra cash when you need it most. It’s not just about securing a better interest rate; it’s about structuring your mortgage to align with both your current and future financial goals.

Secure a lower interest rate

Switching to a new bank can help you negotiate a lower interest rate. The interest savings are for you to keep, or simply use towards paying off more of the home loan itself.

Pay off your home loan quicker

Having the right structure on your home loan may help you pay off the loan sooner than a bank’s standard 30-year loan term. Restructuring may allow you to pay the home loan quicker, saving thousands of dollars in interest repayments over the terms of the loan.

Access new home loan features

Depending on your personal circumstances, you may want to access bank products. These could be credit cards with home loan interest rates or offset facilities which combine the balances of your everyday accounts and subtract them from the total owing on your mortgage, to reduce the interest you pay.

Need help? Speak to a Lending Choice adviser 0800 578 578

Lending Calculators

We provide a range of mortgage calculators to help borrowers better understand their finances and how much they can borrow or save.

Need help? Speak to a Lending Choice adviser 0800 578 578

Interest rates

We have established strong relationships with all the banks and are in a position to negotiate the best possible interest rate and cash contribution for your unique situation.

A well-structured mortgage is the quickest way to reduce the interest you pay, not just the rate. We work with you to design a mortgage that fits your financial goals, ensuring both the rate and terms work in your favour.

For the best available interest rates, contact our team on 0800 578 578.

We enjoy great relationships with these lenders, offering you more options for your home loan

Free Assessment

Have a no obligation chat to one of our advisers who will be
happy to speak with you in relation to your personal situation

Freephone 0800 578 578

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